This is for the USCWCMD09, to use ribbon on your card. I pulled out some felt stitched ribbon and thought it would go perfectly with the plaid paper from BG's Jovial collection. I stamped "warmest wishes" in black onto a tag die cut from the Jovial collection and added a pebbles black dot.
This is also for the F4A34, to not use any white on a winter themed card. There is some cream and light tan in the tag and plaid, but no white!