The background paper is Stampin' Up Pool Party. The printed paper is Fancy Pants On The Tree layered on Early Espresso. The Recollections Pearlized Gold border is Sizzix Tree Christmas With Flourish layered on Early Espresso. The sentiment is Penny Black Christmas Flourish stamped in Very Vanilla with Early Espresso and layered on more Early Espresso. The embellishments are Recollections Rhinestone Stickers.