The challenge is to use a minimum of five layers on the card. This is a quick one with all the embossing and die cuts so it fits into the 45 minutes or less very easily. Thanks for the challenge Lee!
The Pearl-Ex Spray Shimmer technique was used on the embossed panel and die cut snowflakes. You can find the technique here in TLC34.
For the center of the die cut snowflakes I used Art Glitter adhesive and glitter and it looks as good as gem or decorative brad but keeps the bulk on the card down to regular postage.