I am working on making a set of four cards using Summer By the Sea and this is my second so far.
The scalloped piece is watercolored with Re-Inkers and aquapainters. The background is lightly sponged and the scalloped edges sponged a little more heavily with NQN. The Marigold layer is stamped with Canvas in Versamark then rolled with Whimsical Blossom Wheel in Versamark. I also used the paper piercing tool for the corner pattern. The NQN layer is stamped with French Script and Itty Bitty Background, both in versamark. It's difficult to tell, but the large Marigold layer was stamped in Print Pattern and IBB in Versamark then sponged around the edges in True Thyme.
If you really use your imagination, the little brad on the "wish" tab might just resemble a starfish! :-)