I used the SSS Falling Hearts Stencil with 3 shades of distress ink; I then stamped over the entire panel with the xoxo and heart stamp from Elle's Studio XOXO set in VersaMark and clear embossed (you can really tell the embossing where I stamped the LOVE YOU).
I stamped the LOVE YOU in MFT's Extreme Black ink, added a vellum banner with Happy Valentine's Day embossed and used the tiny attacher to attach a few strips of paper. I sponged the edges with Distress Oxide Candied Apple and added some ombre paper to the inside with another fun heart from MFT's Distressed Hearts (peek at the blogarooni).