I got My Digital Studio only for the images. Currently I don't plan on digitally scrapbooking or complete cardmaking - but I realized that it included a number of stamp sets that were on my wish list and would definitely pay for itself. I was most amused after loading it when doing a Stampin Up survey - it lists "just for the images" as one of the options.
I used the digital "Friends 24-7" to create the background in Kiwi. Then I used MDS's background paper to print off a strip of kiwi script paper. The bird is just printed in chocolate and cut out. All finishing is done the old-fashioned way!!