Well, Susie, thank you! I was able to open and save your file. Not sure what little critters may be running around in my computer, but your attachment worked!
...and I even figured out how to open the Adobe files to read them! They won't open in Word, now, will they?!? My stupid move for the day is done...just gotta remember to open Acrobat Reader to see the Adobe files I've saved! and i didn't even hurt myself!