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Old 05-07-2006, 12:46 PM   #1  
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Default Does anyone have the Scrapbook rewards Visa?

I got an offer in the mail from Visa for a Scrapbook rewards card, but I can't figure out how you would redeem the rewards? I'm only going to sign up if it's worth doing. Right now I have a Borders books rewards card that I love, but scrapbook/stamp stuff would be even better. Does anyone have anymore info?
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Old 05-07-2006, 01:30 PM   #2  
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I have the form and I have been debating about it.
Here is a link:
https://www.scrapbookrewards.com/pages/

hope that helps
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Old 05-07-2006, 08:12 PM   #3  
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I looked at the card details when the card first became available, and it seemed like a lot of spending for a little payoff. Someone started a thread about this card a few months ago, and one of the posts contained examples of how much you'd have to spend to get so much back; it didn't help my opinion of the rewards plan!
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Old 05-07-2006, 08:46 PM   #4  
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Whoa! When I saw this, I was super excited, but then I read what all you get ... and let me tell you, you'd have to spend A LOT of money before it would earn you much. I get more from my skymiles card! Here's what the terms are - taken directly from the website listed above (my words are in parenthesis):

Four percent for the first one hundred dollars ($4 TOTAL) in Eligible Net Purchases of scrapbook supplies and related merchandise made during any single billing period from merchants with scrapbook/craft merchant category codes. Eligible Net Purchase amounts over $100.00 during any single billing period will not earn rewards.
Three percent for the first two hundred dollars (ONLY $6) in Eligible Net Purchases of gasoline at the pump made during any single billing period from merchants with gasoline station pump merchant category codes. Eligible Net Purchase amounts over $200.00 during any single billing period will not earn rewards.
Two percent for the first five hundred dollars (JUST $10) in Eligible Net Purchases made during any single billing period from merchants with grocery, restaurant and fast food merchant category codes. Eligible Net Purchase amounts over $500.00 during any single billing period will not earn rewards.
For Eligible Net Purchases made at merchants with all other merchant category codes during a billing year through the anniversary month that you joined the Program, one-quarter percent for Eligible Net Purchases up to $10,000 and one percent for Eligible Net Purchases in excess of $10,000.
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Old 05-07-2006, 08:51 PM   #5  
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Quote:

Originally Posted by C_Rubalcaba
Whoa! When I saw this, I was super excited, but then I read what all you get ... and let me tell you, you'd have to spend A LOT of money before it would earn you much. I get more from my skymiles card! Here's what the terms are - taken directly from the website listed above (my words are in parenthesis):

Four percent for the first one hundred dollars ($4 TOTAL) in Eligible Net Purchases of scrapbook supplies and related merchandise made during any single billing period from merchants with scrapbook/craft merchant category codes. Eligible Net Purchase amounts over $100.00 during any single billing period will not earn rewards.
Three percent for the first two hundred dollars (ONLY $6) in Eligible Net Purchases of gasoline at the pump made during any single billing period from merchants with gasoline station pump merchant category codes. Eligible Net Purchase amounts over $200.00 during any single billing period will not earn rewards.
Two percent for the first five hundred dollars (JUST $10) in Eligible Net Purchases made during any single billing period from merchants with grocery, restaurant and fast food merchant category codes. Eligible Net Purchase amounts over $500.00 during any single billing period will not earn rewards.
For Eligible Net Purchases made at merchants with all other merchant category codes during a billing year through the anniversary month that you joined the Program, one-quarter percent for Eligible Net Purchases up to $10,000 and one percent for Eligible Net Purchases in excess of $10,000.
Doesn't sound like it would be worth it now does it? I wondered about this card since it has been promoted SO stinkin' much! The ads are in your face a ton at CKC! Thanks for sharing the details...I won't be applying for one anytime in the near future.
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Old 05-08-2006, 12:58 AM   #6  
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Default did you see the

interest rate? very high! the picture of the cards are pretty that was all i found nice about it, otherwise, it's merely a credit card...
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