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Unread 12-29-2012, 04:13 PM   #53
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Join Date: Nov 2004
Location: Havre, Montana
Posts: 9,678

Originally Posted by Chautona View Post
I read a study once that talked about people's spending habits. A financial officer of JC Penney's was quoted as saying something like, "People will make a change to their spending habits for approximately six weeks. Then they will resume their previous spending patterns whether or not their financial situation has changed."

So... I try to keep that in mind when I'm trying to learn new spending habits because it helps to know the natural progression people have.
Good advice, Chautona.

After seeing how much I spent in 2012, I was shocked. The little stuff really adds up. I could have had half of a big medical bill paid off. This time around if I'm tempted to buy something I don't need, I'm going to put that money right into my savings account. Hopefully, that will last longer than a month or two.
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