Thank you for the nice complement! The card holder is merely an 8 1/2 X 11 inch sheet with scored lines at 5 and 6 inches on the 11 inch length. That makes the front and back of the purse 5 inches tall. If you fold them up and you will see it starting to look like a purse. Then I cut one inch off of one long side and then scored 1" away from each of the long 11inch sides. Or adjust to any size you want. Then I took an 11 inch X 4 inch white sheet and glued it down the length of the purse, and scored it at the same scores as the turquoise. Glue one long grosgrain ribbon along the edges of the white, with the one adjoining piece carefully measured and placed at the bottom of the purse. Fold it all up and slit at the bottom creases to make the sides fold into the inside. Glue with sticky strip. TFL!