This week Margaret Moody is our hostess at Merry Monday and she has offered up a neutral colour palette sure to please! This week we are using Brown, Green, Gold and White or Cream on our Christmas cards! I was so excited about the "gold" as I just picked up a small pack of textured papers and gold was in there! Yeah! I made a simple white poinsettia out of a couple of flower punches. The main punch is actually retired from Stampin' Up.