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I was curious if you could list the baby steps of Dave Ramsey for me. I have been listening to him on the radio & I think DH has one of his books somewhere, but I can't seem to locate it. We are planning to pay off a bunch of debt w/ our tax refund (I think Dave would say to not get a huge refund, but can't seem to talk DH into taking those deductions). So, we have a really bad credit report - old credit card that was closed, some medical bills & such. What would you pay off first? I know he says smallest first, but should I worry about who might sue me first?
Thanks for any help you can provide.