Billie, I'm excited you're getting the "Bug".
You really do need a couple of embossing folders to go with it. They have them at Michaels and Hobby Lobby and they don't cost much.
I like some of the die cuts with the Bug, but my favorite feature is the embossing. It is simple and makes your cards look so professional and elegant.
I would recommend getting D'Vine Swirls for a basic embossing folder if you can just get one at a time. If you're making a birthday card, they have a darling birthday embossing folder.
Bugga in OK
"Be kind whenever possible. It is always possible." Dalai Lama