Gee what a good topic
Lots of good ideas!
For me, it isn't the money-I am good about that...it's TIME. Because I am new...I could literally spend 20 hours a day looking at tutorials, blogs..which lead to more blogs, blog hops, etc. So I have already decided that:
a) I will set aside time each week to stamp
b) I have to really limit how much I read/surf that stuff. And I get to do it at night-after life happens so to speak. Of course I will keep reading here though!
BTW-I strongly agree with the idea of a stamp catalog. Not only shows holes and overflows but keeps me from duplicating.