I don't even want to think snow yet. Lee and I have several things in common, choice vacation spots is NOT one of them! I prefer minimal clothing and sand, she prefers ice caps and polar bears!
Kramomma, maybe you can do a "sending blessings" type card with red and green and it will work for the challenge or "Warm Winter Wishes"? Not everyone celebrates Christmas so I'm sure they will be OK with whatever you feel is appropriate for that time of the year.
ETA- Kra, it says "inspired by the picture" so I take that as making something is the soft colors of the photograph would work as well.