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Old 03-04-2013, 07:09 AM   #180
mrslaird
Crafting. Procrastinating. Caffeinating.
 
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Join Date: Dec 2005
Location: Texas
Posts: 60,912
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I know we should use our money better throughout the year instead of getting a big return. But. I also know we do better with the "windfall" than we do with just the little bit extra a month. Especially after Dec and Jan with gifts, gifts, and more gifts, plus our HOA dues. So until we are both more disciplined this works better for us. I hope that we make progress and that is not always the case, but for now it is.
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