Stacy, that is a thought that I have had in the past, and not done anything about it. I need to set something up with my daughter, so that she can access this, and let people know, if I get into trouble. I'm glad you have become more accountable, and that's really what this is all about, to become aware and accountable.
Sharon, you will make that money back in no time at all, when you start scrapping! Guess what.....I have been asked to be a judge of a scrapbooking contest for the Optimist clubs in our area. I imagine they won't be expert scrapbookers, but then, neither am I! I suggested they ask at least one other person and suggested a neighbour who is an SU demo and has done lots of scrapbooking.
Debbie, you also are doing great. I need to update my totals, and I am going in the right direction, as I have not spent any more money, and am exercising faithfully.