Versafine won't smudge - it's my go-to black ink, and I use almost entirely wet media.
If you look back at early uploads here, Copics simply weren't around!! People used pencils of various types, and water-based markers (not to mention paints) way before the alcohol-based ones became the trend. But they became so popular that I can understand you thinking they were the "standard"
. Have fun playing.
Acrylics - there are a few fun techniques in Resources. I like the resist emboss one:
and this one is also fun :Acrylic Smash
- it's great for masculine cards.
I've only tried this one a couple of times - but checking the links in Resources reminds me I should try it again, it looked great: Splitcoaststampers - Acrylic Resist