Good for you- I love your style and wish I could ride with you! Just my style. Slow and easy! I have always been the slowest in any group doings. Accidents- well, three were car related, two were just dumb on my part. Never, ever, take a rode bike in the woods! How badly hurt can you be riding with 5 year olds? I managed that. But a few more pieces of metal and I can't break anymore (chuckle). Still love that carefree, I'm a kid again feeling you only get on a bike. By the way, my top speed is 10 on a good day.