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Unread 12-11-2012, 08:27 AM   #20
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Join Date: Jan 2007
Location: Central, NJ
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Originally Posted by artisticsole View Post
Oh Steffie, I sure hope it gets easier for you!! So are you just going with basic replacement or are you upgrading? I know you said there wasn't any insurance coverage...did anything come through with FEMA?? Do you have your tree up or are you doing all the holiday decorating? I'm sure it's hard to handle all of this with the holidays around he corner!
We are upgrading. We need new windows, have been living with out screens for almost 12 years. I love to open my windows so it was always a hassle with the bugs and cats (thankfully I have scaredy cats and rarely got out). We will knock out a wall to open up the living room but it needs a support beam. The wind also damaged our glass door, so we will get that replace as well as get a new 'pretty' front door. The current door is just old and I have painted it but it is time to go. I want a window in the door. FEMA gave us money but it will only cover part of everything we want to do. We have applied for a FEMA loan which is at 1.5%, just waiting to see if we are approved. I am sure we will since DH and I have both have credit ratings over 790. We have learned to live with in our means and we live on salary (mine). We decided to go with smaller house with out alot of upgrades to have a smaller mortgage. This way after we moved in, he quit his job and started his own business. All I have to say is sticking to a budget is VERY VERY hard.
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