Thank you, Sabrina! Believe it or not the focal panel is inked it's just very light. And I do agree about the sentiment being centered relative to the ribbon. I just put so much adhesive on the red piece there was no way it was coming up without being completely damaged. I was so sure I'd measured correctly when placing that ribbon!! Oh and I do agree about needing something like a pearl or Dew Drop on each side.
I think you hit the nail on the head Elizabeth. The focal panel is too long and my sweet Babe in a Manger looks as though he's falling off the page. I was afraid things would look all squished together so I opted for a long panel.
Thank you both for your honest critiques. I will make a new card, using this one as a guide for "what not to do"