We live in a lake-saturated area of IN and are only a little over an hour from Lake Michigan where we've rented a couple of really nice places. We still own a home that we are renting for the same $$ as our mortgage as a blessing to seminary students, but I'm not sure how long we'll keep that house. We have housing provided to us by the church my husband pastors and they've done some really nice improvements to it since we've been here. All this to say, that when we sell our house I've thought about buying a lake house that we could enjoy as a family for vacations. However, we'd need to have income for the mortgage payment on it so it would need to be in an area where we'd get a good amount of rentals. Just a thought that simmers in the back of my head.