I have a subscription for Smilebox, and it's basically a slideshow program. It has premade pages that you add your photos to and you can alter it a little (use more or less photos, a few formats) and you can print them out, but as far as I know, unless you use another program in conjunction with it, your own creativity is limited.
If you're looking to get photos scrapped using premade pages, it has some fun stuff, though.
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