I have a subscription for Smilebox, and it's basically a slideshow program. It has premade pages that you add your photos to and you can alter it a little (use more or less photos, a few formats) and you can print them out, but as far as I know, unless you use another program in conjunction with it, your own creativity is limited.
If you're looking to get photos scrapped using premade pages, it has some fun stuff, though.
Wendy B in Sunny AZ
'14 SB Goal: 52 pgs. - YTD: 17 of 52