Thanks, Judi. I appreciate it.
Right now I'm in the process of "playing" by seeing if I can install WordPress on one of my domains (not my blog domain)...and see if it makes me bonkers. LOL
I may stick with WP.com for the simple ease of it all. I checked a blog entry somebody did of wp.com vs. wp.org and the "pros" of wp.org don't seem THAT beneficial if it's going to risk my sanity.