I'm a Southern California gal. It's noon and it's a FREEZING 59 degrees outside. Yeah, I'm told that freezing is actually 32 degrees, but we SoCal people begin to freeze when the temps dip below 60. Brrrrrrrrr
Zella, I totally feel for you with the auto expenses. I'm going to get hit hard late this year. I have an engine check light that stays on and I won't be able to get my car smogged and registered until it's fixed. Unfortunately, I've been to two mechanics and neither were able to find or fix the problem. Nothing I can do about it now, so I'm trying not to worry.
Here's my trick to not spending ...
I'm long-time unemployed, have exhausted my unemployment benefits, and have no significant other to pitch in. I have even started casting my line out for part-time positions--but so far, no employers are biting. I'm between a rock and a hard place, it seems. No bachelors or masters degree makes me under-qualified for most positions which people in my former (dying) field would normally apply. But my years in my last position makes me over-qualified for others--at least that's the excuse at least two employers have given.
I'm luckier than most--only utilities, food, gasoline and my son's college classes and books to pay for. We are doing just fine right now, but something has got to shake loose pretty soon.