Originally Posted by Barbara Jay
January will be the first of 4 "No Spending months" this year.
I think the first month will be the hardest.
Wish me luck!!
I agree the first month will be the hardest. My insurance compnay made it easy. Our deductable went from $150.00 a year to $3000.00 or $1500.00 per individual. I have been sick for the last two years, so we will be paying $1500.00 in medical bills this month. My SIL send me a nice box of stamping up embellishments for Christmas. With the stuff I already have there is no reason I need to shop. Of course I want to shop, but there is no need to for the month of January.
As far as receipts, I do it all with Quicken which is a software for personal finances. It is fairly cheap and it lets you keep track of your spending.
My crafting goal for January: Finish my scapbooking pages for 3 trips to Disney World. I can't believe we been there 3 times and I haven't scrapped anything. I started my goals early and did 3 pages yesterday.
Everyone have a Happy New Year.