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Old 12-31-2011, 01:19 AM   #40
Mad Swapper
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Join Date: Jul 2011
Location: Where the trees sway gently and birds sing softly in Sunny SoCal.
Posts: 1,522

Originally Posted by Barbara Jay View Post
January will be the first of 4 "No Spending months" this year.
I think the first month will be the hardest.
Wish me luck!!
Barbara, I get the sense that you are a practical, determined woman. If you put your mind to something, you'll do it!
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