open them in your regular photo program and copy/them right on top of your card pic, and save it.
I made a white one and a black depending on the color of your card. I can do any color, and pretty much any font. the 'thing' I put on your names is form another font I have called cool dings.
2 for Barb
1 for Holly
Let me know once you have these saved to your computer and I will delete them from here