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Old 09-08-2010, 06:00 AM   #4463
BsmtScrapper
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Join Date: Feb 2005
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My newly reorganized agency (January we went from Sheriff's Department to Unified Police Department) is considering opting out of Social Security.

We're having a big vote next week. I honestly don't know which way to vote. I'm in the middle of my working career. I have enough years in to still qualify for SS when I retire (if it's still around) and yet not enough to guarantee the maximum payment.

If we vote to opt out, what my agency would pay to SS will go into a 401K type thing. I will get the $$ I pay into SS in my paycheck. Then I have to decide if I want to invest it.

Some of these fools I work with, think it's going to be a raise. Hello? This is your retirement. You can't spend it all.
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