I think you did the right thing Sammie. If you were of a faith different from hers you may have said the exact same thing.
We can't know how we will feel when the time comes for each of us but I do know that when my daughter died I didn't start thinking about the ever after. Her body is buried in a cemetery a few miles away and that's it. Does that sound cold? It's the truth. I don't think her "spirit" is in heaven. I just don't. If it gave me comfort to think that maybe I would. But it doesn't. I'm sure your friend is questioning a lot past present and future. I would be honored to include her on my names list in July. If you would like me to or if you would like to ask her if I may PM me with her name and I'll be happy to include it on my placard.