The way I like to do it, is this:
The week of the 25th of each month, I make my ten cards and I also buy one or two Christmas gifts on my list.
This year, back in January, I bought four of those huge jar candles the ones that are like 12-15 dollars each, I got them for 75 cents a piece. So, I got my mil and step-mil (neither who celebrate christmas but we give a small gift to anyway) and my sons teachers each candle. $3 for all of them.
I love to pick up after Christmas sales in January to stock away for Christmas anyway, but I do try to get one or two gifts each month as well. But I do it the 25th, or around that, to coorelate with Christmas, LOL. Picked that up from organizedchristmas.com
Looking forward to some awesome cards in 09, y'all!!!